Minimising
Kiwi’s financial
risk since 1998

CreditWorks is a New Zealand owned company that has been providing comprehensive company data to the credit industry for over 20 years. We’re here to help you navigate your way through credit risk.

Mitigate risk with our trade credit reports

Reduce your business’s debt risk and stay informed of your customer’s credit behaviour with New Zealand’s first real-time, Internet-based, commercial, trade debtor credit reporting system.

Your PPSR made easy

Personal Property Securities Register

Enjoy direct and easy access to the Companies Office Personal Property Securities Register with our modern, self-managed, super-efficient, and user-friendly PPSR portal.

Know how you’re really
performing in the market

You know your customer’s spend with your business, but do you know how the figures stack up against the market? Where is the most potential in your market, and how well are you exploiting it?

It’s never been easier to
apply for credit

The ApplyPlus tool enables credit applications to be wholly completed online, integrating seamlessly with your site and carrying your company’s own branding and terms & conditions.

Keep an eye on customers with our monitoring & alerts

While it is important to do a Credit Check at the outset of your business relationship with a potential customer, it is equally important to continue these checks throughout the life of the relationship.

Check the credit risk of
any Kiwi company

CheckMate helps you make informed decisions about who you do business with. Search our comprehensive database to quickly find out the credit risk position of any New Zealand company.

Get clarity on a builder’s financial health

With FINZscore, complex financial statements are transformed into a simple A-E rating that shows immediately whether a builder is a safe bet or a potential risk, giving you confidence in every partnership and project.

Richer
Data

Greater
Clarity

Specialist
Expertise

Locally
Owned

ISO 27001 Secure

CreditWorks is New Zealand’s only ISO 27001 – Information Security Management – Certified Commercial Credit Bureau

Our history

Formed by Ronnie Tan initially at the request of the Building Industry Federation and the pioneering contributing users – PlaceMakers, Bunnings, Carters, ITM, Mitre 10, and Exotic Timber, the desire was to have a debtor database that collated debt information on customers, so debt exposure and payment trends could be profiled and viewed, while at the same time, the anonymity of the supplier(s) of the data was protected. Since its inception, CreditWorks has broadened its services to offer a suite of credit reports to help New Zealanders make more informed decisions around who they do business with.

Latest Credit News

Introducing FINZscore

In construction, trust is everything. When you’re building someone’s dream home or managing a ...

Read more

See you at Constructive!

CreditWorks Group is proud to be Gold Sponsor of Constructive 2025 – the Construction ...

Read more

The Market Is Shifting, What You Need to Know Now – June Month-End Insights

July’s market data shows an economy that looks steady on the surface but carries ...

Read more

Stay up to date with the latest Credit Market Performance and Key Insights

Sign up to receive the latest credit insights