Don’t get a
nasty shock.
Know exactly who you’re dealing with before you take the job.
2 Ways to Get on the Tools
$50/month
Our contributing plan.
You share your payment data, which unlocks the member price and helps power the network. Includes 2 credit reports and 10 monitoring alerts every month, then pay-as-you-go.
Pay-as-you-go
No data-sharing.
Purchase reports as you need them, whenever you want to check a customer before you take the job.
Spot the Live Wire and Power up Your Business
You quote fair, you do the work, you send the invoice, and then you wait.
The payers who leave you out of pocket usually gave off warning signs you just couldn’t see, and it’s your cashflow that takes the hit.
Protect your cashflow by spotting slow payers before you take the job.
Know when to ask for a deposit, and where to set payment terms.
Extend credit with confidence to the customers who’ve earned it.
Get paid on time more often, with fewer nasty surprises on the ledger.
Wired up in 3 steps
01
Activate
Activate your member benefit in a few minutes
02
Check
Check a business before you quote, and see how they really pay
03
Monitor
Switch on monitoring so you’re alerted when a customer’s risk changes
Here’s what a Credit Report looks like
Instant insights to help you make smarter credit decisions and protect your business.
Risk Score & Chance of Default
Quickly assess the risk with a scorecard and probability of default in the next 18 months.
Payment Behaviour Trends
See how a business pays over time with Days Sales Outstanding (DSO) and aged balances trends.
Supplier & Industry Insights
Understand who they trade with and how they perform across their key supplier industries.
Detailed Trade Data
Get a clear view of current balances, payment history and credit exposure from multiple data sources.
This is just a snapshot. Run a report and you’ll get the full detail and latest information to decide with confidence.
Your Trusted Partner
New Zealand’s commercial credit experts, minimising Kiwi financial risk since 1998. Founded at the request of the building industry to give businesses an independent view of credit risk. Financials tell you what already happened. Trade credit data tells you what’s about to.
✓4.1M+
Debtor records matched every month, built from real trading relationships.
Debtor records matched every month, built from real trading relationships.
✓$36B+
Annual trade activity across 35+ industry sectors.
Annual trade activity across 35+ industry sectors.
✓Reciprocal
Network, ISO-certified security, and local support from real people.
Network, ISO-certified security, and local support from real people.
The same trusted intelligence used across construction, trade and finance, now yours as a Master Electricians member.
Good to Know
2 credit reports and 10 monitoring alerts included every month, then pay-as-you-go. Member pricing, secured for Master Electricians.
Yes. Search any business by name or NZBN and pull a report in seconds. No credit expertise needed.
Just a few minutes to register. A CreditWorks specialist then switches on your access and walks you through your first report.
Yes. Switch on monitoring and you’ll be alerted when a customer’s risk changes, before it becomes a bad debt.
Only on the $50 subscription, our contributing plan: you share your payment data as part of the process, which unlocks the member price and powers the network. Prefer not to? Choose pay-as-you-go, no data-sharing required.