Insights tailored for
your business

Every business has unique questions, challenges and opportunities.

Our Data & Analytics services combine commercial data, market intelligence and our deep experience in trade credit and commercial finance to deliver bespoke analysis that supports better business decisions. Whether you’re deciding who to trade with, how much credit to extend or where to grow next, we turn data into practical insights you can act on.

✔ Market share and share of wallet analysis
✔ Opportunity identification
✔ Acquisition and origination strategy
✔ Scorecard development
✔ Policy and decision rules
✔ Account management credit criteria
✔ Portfolio and concentration reviews

What it is
A bespoke analytics and advisory service that answers your commercial, customer and market questions using data and market intelligence.

Why it matters
Growth and credit risk are closely linked, and the answers are rarely found in a standard report. Understanding how they interact is what lets you say yes with confidence.

What you get
Practical recommendations and actionable insights that help you uncover opportunities, measure performance and make strategic decisions within your risk appetite.

We use statistical analysis and firmographic targeting to help you design acquisition strategies that grow your book without compromising payment performance. Using scorecards, business policy and decision rules, we show you where growth and risk meet.

Origination strategy
Review and strengthen your pipeline, from application scorecards and automated decisioning through to your wider operating model.

Impact assessments
Set CRISworks score cut-offs that maximise growth within your risk appetite, and see how your origination rules and processes will shape your portfolio.

Scorecard development
Get a scorecard built around your own customers and acquisition strategy, classifying risk within your portfolio and risk framework.

Policy and decision rules
We define the key risk drivers, thresholds and referral rules for your decision platform, aligned to your risk appetite and built to support your growth.

Good portfolio management starts with knowing your risk. We use a range of credit risk methods to give you a complete view of your portfolio and early warning when risk is rising, so you can identify, understand and respond to concentrations, emerging risks and new opportunities.

Account management credit criteria
Create, refine and maintain the criteria behind your account management, from pricing, terms and limits through to in-life contact strategies.

Behavioural scoring
Using your own data alongside external sources, including CreditWorks data, we develop behavioural scorecards that give you a clearer view of credit risk across new and existing customers.

Portfolio and concentration reviews
We assess your whole portfolio, or the segments that concern you, to pinpoint concentration risk and recommend practical solutions.

Ready to put your data to work? Contact CreditWorks today to discuss Data & Analytics.