Some risks don't show
up on the plans.
Two plans.
No variations.
Pick one and we’ll help you lay the foundations today.
Takes about two minutes.
Takes about two minutes.
$50 /month
Contributing Plan
You share your payment data, which unlocks the member price and helps power the network.
Includes 2 credit reports and 10 monitoring alerts every month, then pay-as-you-go.
Pay-as-you-go
Express
Purchase reports as you need them, whenever you want to check a customer before you take the job.
Set up once. Use it whenever a job comes up.
Check the customer before the job.
Keep an eye on them while you’re working for them.
01
Check them before the job
Run a report on the client, developer or head contractor before you price the work. Score, chance of default, and how they’ve actually been paying other suppliers.
02
Keep an eye on them during it
Switch on monitoring and get alerted when their risk changes, before it turns into a bad debt.
03
Go after the right work
See which sectors and customers pay well, and aim your quoting at them.
What’s in the kit
Up to five years of trade payment history, credit reports and ongoing monitoring.
01
Risk score and chance of default
Quickly assess the risk with a scorecard and the probability of default in the next 18 months.
02
Up to 5 years of payment trends
See how a business pays over time with Days Sales Outstanding and aged balance trends.
03
Supplier and industry insights
Understand who they trade with and how they perform across their key supplier industries.
04
Detailed trade data
Get a clear view of current balances, payment history and credit exposure from multiple data sources.
Know who you’re dealing with.
New Zealand’s commercial credit experts, minimising Kiwi financial risk since 1998.
4.8M+
Debtor records matched.
$40B+
Annual trade activity.
35+
Industry sectors network.
Reciprocal
Contributor network.
Good to Know
2 credit reports and 10 monitoring alerts every month, then pay-as-you-go.
Member pricing, secured for Constructive.
Yes. Search any business by name or NZBN and pull a report in seconds.
A couple of minutes to register. A CreditWorks specialist then switches on your access and walks you through your first report.
Yes. Switch on monitoring and you’ll be alerted when their risk changes, before it becomes a bad debt.
Only on the $50 plan. Sharing your payment data is what unlocks the member price and keeps the network accurate. Pay-as-you-go needs no data sharing.