Helping New Zealand Businesses Make Informed Credit Decisions.

Yes. A CRISworks credit report shows you how a business actually pays its suppliers, alongside company information and credit history. That’s a far clearer picture than an application form and two trade references. If you only need the occasional one-off check, CheckMate gives you a pay-as-you-go credit position on any New Zealand company.

Usually faster than people expect. Once we’ve had a short conversation about what you need and set your account up, you’re running reports from your browser. There’s no software to install and nothing to integrate before you see value. Most customers are live within a week.

Yes, and it’s where a lot of the value sits. AlertMe monitors your existing customers and tells you when something changes, whether that’s payment behaviour, company structure or credit position, so you hear about it early rather than when an invoice goes unpaid. You choose the customers, we watch them.

For CRISworks, yes, and that’s exactly why it works. CRISworks runs on positive data: participating businesses contribute their debtor trial balance regularly, and in return everyone sees genuine, current payment behaviour rather than defaults alone. Your aged trial balance is uploaded securely and used to compile commercial credit reports. CreditWorks is the custodian of that data, not the owner. Products like CheckMate and PPSRplus don’t require any contribution at all.